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Phone: 615-878-1926
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Suite 521
Nashville, TN 37217
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Fair Debt Collection Practices Act Violations
Protecting Our Clients From Harassment By Debt Collectors
FDCPA Violation Attorney In Middle Tennessee
Has a Debt Collector Harassed You or Your Family?
Both federal and state laws protect debtors from debt collectors harassing or taking advantage of them. The Fair Debt Collection Practices Act (FDCPA) supplements the federal law of the same name, providing you with robust protection from unscrupulous debt collectors. If you believe that a debt collector has harassed or taken advantage of your situation, you might qualify for protection under this statute. If your situation qualifies under the FDCPA, we will fight to protect you from your creditors’ illegal actions and you may recover monetary damages. Don’t put up with the threatening phone calls and harassment a moment longer.
Call Lafferty Law Firm, Inc. at 615-878-1926 to schedule a consultation with a lawyer today.
What Does The Fair Debt Collection Practices Act Cover?
The FDCPA forbids debt collectors from contacting anyone other than the Debtor. For example, should a creditor contact a debtor’s employer to inform them that the debtor owes them money, that is a violation of the law. Debt collectors must limit their mail notices to one per month if the debt is in default and the debtor has provided the creditor with a notice to request monthly communications. Insults and threats of physical retaliation also run afoul of the law. Be sure to document everything. If you think a creditor has unlawfully conducted its collections, contact Lafferty Law Firm, Inc. as soon as possible.
Are There Statutes Of Limitations On Debt Collections?
State law limits the time creditors have to file lawsuits against you for defaulting on debts. These limits vary according to the type of debt. If you believe that your debt is too old for the creditor to pursue, contact us today to learn what your rights are under the FDCPA and how to fight back against unfair debt collection practices.
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